Frequently Asked Questions

  1. How do we calculate the insurance needs of our dependants in the family?
  2. How much coverage is considered enough?
  3. What would be the best kind of life insurance policy to buy?
  4. Is it necessary to replace an existing life insurance policy?
  5. How will I know if my life insurance plan still meets my needs?
  6. I recently lost my job and cannot afford to pay my premiums. What can I do?
  7. I’ve just started a family and I’m on a tight budget. What type of life insurance policy can I consider purchasing?
  8. I’d like a policy that not only provides protection but also allows me to build my savings. What can I consider purchasing?
  9. My income varies every month. As such, I’d prefer not to pay a fixed premium. Is there a type of insurance policy that allows me to have the option of making higher or lower premium payments?
  10. I have no dependants, do I need insurance?
  11. What are the implications should I decide to terminate my policy?